Once we receive your credit report, one of our credit repair counselors will go over it, contact you, and send you a welcome package that includes a customized contract for you to review and sign.
We want to make sure we fully understand your credit history, current situation, long and short term credit goals and give you time to tell us your specific concerns. This will help us to raise your credit score. We will help you understand your credit scores and counsel you on ways to quickly improve them by making suggestions about paying or closing some of your accounts or whatever your individual circumstances need. We will set up our credit restoration plan and time line and make sure we have clearly answered all your questions.
Next we will begin drafting unique documents, not form letters, to send to the necessary creditors, collections agencies, courthouses or public record providers, and credit reporting agencies on your behalf and for your personal situation. (Most credit repair companies only dispute negative accounts and send the same letter over and over again.) We contact the “furnisher of information” directly with a Lawful Notice, demanding a response from them within the 30 days provided by law. All of our documents will be sent via fax, e-mail, internet, or regular mail, whichever is the most effective and timely way to communicate with the necessary agencies. We are so successful because of our extensive knowledge of the Fair Credit Reporting Act, the Fair Debt Collections Practice Act, along with many years of time proven techniques and methods. Our services can permanently remove negative inaccurate unverifiable and incomplete information from your credit reports, including charge offs, collections accounts, bankruptcies, judgments, repossessions, foreclosures, student loans, tax liens and slow pays.
Our fees for ONE FULL YEAR OF SERVICE are as follows:
• $150.00 Credit Report
• $110.00 for five months.
• Would you like to save $50.00? If you pay your credit report analysis/audit fee and your five monthly payments all at one time we will charge you only $650.00 total services for one year.
• $200.00 Credit Report
• $140.00 for five months.
• Would you like to save $50.00? If you pay your credit report analysis/audit fee and your five monthly payments all at one time we will charge you only $850.00 total services for one year.
Payments due at the end of each month for services rendered.
One or Two Items? We do make
special arrangements for a reduced price if you only have one or
two negative items on your reports. Please call our office to
discuss this plan with a credit counselor.
Toll Free 1-866-314-8070
If you have all
three of your credit reports, you can e-mail, fax to 866-316-8616 or mail them
to our office at:
Verus Financial, LLC
P.O. Box 1903
Tustin, CA 92781
If not you may go to www.getreportsnow.com to order them for a minimal fee and it will not effect your credit scores.